AWC Workers' Compensation Retrospective Rating Program

Purpose

Provide cities and towns with expertise and services to lower their L&I claims experience resulting in potential refund of a portion of their L&I premiums.

Program goals

• Minimize your city’s L&I claims costs
• Reduce claim frequency and severity
• Lower the experience factor for all members
• Reduce overall worker’s compensation costs

Member benefits

• Complete management of all L&I claims
• Online access to all materials relating to your individual city/town L&I claims
• On site loss control and risk management consultation providing assistance as safety program, incident review, training, educational/training materials, etc.
• Management and distribution of potential premium refunds
• Technical assistance in creating or re-energizing your employee safety and loss control program.
• Complete management of your worker comp claim from start to close of claim.
• Management of your return to work or light duty program.
• Review of all claims submitted to ensure accuracy of all state determinations and findings.
• Interface with state L&I claims personnel on your city’s behalf.
• Regional staff training.
• Consistent management information

Membership criteria

• Member of AWC
• In good standing with L&I
• State L&I Application (pdf)
• Adoption of the AWC membership agreement
• AWC Member Agreement (pdf)
• Qualified non-city entities may also join the pool.
• Non-city entity membership policy (pdf, 38 kb).
• Non-city entity application (Word, 114 kb)
• Once a year attendance at a regional training workshop
• Return to work/light duty policy (AWC assists in creating a return to work policy)

Fees

• AWC charges 6.5% of last years L&I premium, no other costs as with other programs.
• A portion or all of the fee will be refunded to the member the following year if the group receives a refund from L&I.
• Refunds are performance based – the better a members experience, the greater the refund.

Governance

An advisory committee composed of seven geographically dispersed cities assists the Retro Board of Directors develop polices, operating procedures and member underwriting.

Application/Enrollment dates for program