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Employee Benefit Trust

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Preliminary 2018 rate projections

We know you are already working on your budgets. Here are the preliminary Trust 2018 premium estimates to help with your preparations. Please note that these are preliminary estimates, and may vary from actual increases:

  • RBS/ANH HealthFirst 250, HealthFirst 500: 7-9% increase
  • RBS/ANH HDHP: 13-15% increase*
  • Kaiser Permanente: 7-9% increase
  • Delta Dental: 0%
  • Willamette Dental: 0%
  • Vision Service Plan: 0%
  • Standard Life and LTD: 0%
  • ComPsych EAP: 0%

*In 2015, the Board of Trustees adopted 6% plus trend increase in order to appropriately rate this plan. Claims data continues to support this increase.

Medical trend and associated increases

Our preliminary estimates are based on our actual claims from July 2016 to June 2017, plus applying current trend assumptions. The Trust’s trend assumption is 4% for medical, and 8% for prescriptions.

When looking at our claims history, we adjust for expected medical trend, plan design changes, and future expected plan changes, including the elimination of the $10 copay plans.

The Trustees will meet in September to review and approve rates. A special For Your Health rate announcement will go out on Friday, September 29.

Want more information?

For more information on industry trend, the Segal 2017 Trend Survey and PricewaterhouseCoopers Behind the Numbers 2018 are good reference points.

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