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Employee Benefit Trust

Our health benefits give you choices

Our health plans are designed just for municipalities. We offer one-stop shopping for all your health care needs. You get flexibility, comprehensive coverage, and differing levels of premium costs to fit your budget. All our benefits come standard with an outstanding commitment to customer service.

All our medical plans come with access to our nationally recognized health promotion program.


We cover

A variety of medical plans to meet the needs of employers and employees.

Regence BlueShield/Asuris Northwest Health

Kaiser Permanente

Numerous dental plan options, including orthodontia.

Delta Dental

Willamette Dental

Vision plan choices with different employee out of pocket costs, and several buy-up options.

Life insurance
In addition to basic life insurance coverage, we offer AD&D, dependent life, and additional life insurance for employees and spouses.

Long-term disability
LTD design options to meet your need to protect employees should they become disabled or unable to work for an extended time.


We provide

Health promotion
The resources, tools and support to help create an exemplary worksite health promotion program.

Employee Assistance Program (EAP)
The EAP is so much more than just counseling. It provides access to a bevy of services, including onsite trainings, supervisory support, phone support, and a robust website.

Tax-favored account administration
Tax-favored account administration for Health Reimbursement Arrangements (HRA), Flexible Spending Accounts (FSA), and Health Savings Accounts (HSA).

Health Central
The health and benefits portal for employees to access health and benefits information.

My Health Benefit packets for employees
We provide a folder with the Trust’s benefit options. Employers can print it, or request printed versions. Use it alone, or incorporate additional employer information for new employees.

Federally-mandated mailings
The Trust takes care of mailing many federally-mandated notifications for you. After careful review by Trust attorneys, these notifications are sent to your covered employees at their home. Employees also receive other informational home mailings.

Our strength is in the quality of our customer service.

Staff answers questions and offers support for you or your employees regarding benefit issues.

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We insure

Public employees & eligible family members
Find out who is eligible to be covered on Trust health plans.

Eligible retirees have access to medical and dental coverage, including Health Central and health promotion resources. With several retiree options, it’s a great benefit of membership.

The Trust contracts for COBRA benefit administration, including notification/enrollment tracking and billing those who elect COBRA coverage.

LEOFF 1 employees and LEOFF 1 retirees have access to robust health coverage that protects employers from most large out of pocket claim costs.