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About Risk Management Service Agency (RMSA)

We are the full service risk management choice for Washington’s cities and towns. RMSA is a member-owned risk pool. Members receive comprehensive risk management that helps stabilize insurance costs, and minimizes loss exposures through risk-sharing and joint indemnification of losses.

Our mission

Protect employees, assets, and officials of Washington’s cities and towns.


RMSA is member-owned and governed by an interlocal agreement, bylaws and the RMSA Board of Directors. The RMSA Board sets policy and has fiduciary responsibility for the pool. The RMSA Operating Committee (made up of nine RMSA members) reviews information and makes recommendations to the RMSA Board of Directors.

Meeting notices


RMSA provides property and liability coverage to Washington cities and towns, focusing on small to medium size jurisdictions. Special purpose districts are also eligible for coverage.

Joining RMSA

RMSA provides property, liability, and other coverages to Washington’s municipal entities. Getting a quote from RMSA is easy! Contact RMSA staff to find out more.

RMSA governing documents

Access RMSA's governing documents, including Member Standards, bylaws, interlocal agreement, and more.


Members pay an assessment based on worker hours, property values, and losses. Members share in the equity of the program.

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